Avoid Mistakes Checking RBL Credit Card Status
Applying for a credit card is not the end of the road. One crucial step that you need to consider after applying for an RBL credit card is checking your application status. While checking your credit card application status with RBL may seem like a simple task, it can be complicated, and there is a high risk of making mistakes that can cost you in various ways. To help you avoid such blunders, we have put together a comprehensive guide on the top mistakes that you should avoid when checking RBL credit card application status.
Mistake 1: Not Knowing Your Reference Number
One of the critical requirements when checking the status of your RBL credit card application is the reference number. The reference number is a unique reference code that RBL uses to track your application process. Not having a reference number is one of the biggest mistakes that you can make when checking your application status. To ensure a seamless process, always have your reference number on hand when accessing the RBL credit card login portal. Enter the reference number at the designated section on the RBL credit card login to swiftly retrieve the latest updates on your application status.
When filling out the credit card application form, you received a reference number, which you should keep secure. Without the reference number, you cannot check your application status with RBL. Therefore, it’s essential to write down the reference number and keep it in a safe place.
Mistake 2: Not Checking Your Email
Another common mistake that people make when checking their RBL credit card application status is not checking their email. Once your application is processed, RBL sends a confirmation email that includes your application status. This email typically takes around 10 to 15 days post-application submission. If you don’t receive the email, the chances are that your application is still under processing.
It’s imperative to check your email from time to time as it can help you track the status of your application. In case you haven’t received the confirmation email from RBL after 15 days, it is recommended that you contact their customer service department for assistance.
Mistake 3: Not Checking The Application Status Online
RBL offers an online platform that allows you to check the status of your credit card application. However, some people rely on phone calls or emails to check the status of their application. While talking to customer service representatives and sending emails can help you track the status of your application, the best way is through the online platform. The online platform is faster, more efficient, and provides you with a comprehensive overview of the status of your application.
To check the status of your credit card application online, visit the RBL Bank website and navigate to the ‘Track Your Application’ section. Input your referral code in the section provided, and voila, you have your application status.
Mistake 4: Not Ensuring Your Application Meets The Criteria
Many individuals don’t meet the minimum criteria that RBL outlines for getting a credit card. This can be another mistake that people make when checking the status of their application. If your application doesn’t meet the minimum criteria for approval, it will be rejected.
Before applying, ensure that you meet the minimum criteria. Some of the requirements include your age, income, and credit score. Failing to meet any of these requirements means that your application will not be approved, and checking the status of your application wouldn’t make any sense.
Mistake 5: Not Following Up With The Bank
Waiting for the confirmation email or checking the application status online is not enough. Some people don’t follow up with the bank in case their applications remain under processing for too long. Credit card applications can take up to three weeks to process, and sometimes longer.
If your application takes longer than expected, it’s essential to follow up with the bank to find out what’s taking so long. Following up with RBL can help you find out why your application is still under processing. Perhaps the bank may need some clarification or additional documentation on some detail in your application. Following up with the bank will help you speed up the process and help you get your credit card sooner.
Mistake 6: Not Checking Application Status Regularly
Checking your RBL credit card application status is not a one-time event. Some people make the mistake of checking their application status only once. It’s essential to check your application status regularly to know if any changes are made. For instance, RBL may require additional documentation or need further clarification of some details. If you don’t check your application status regularly, you may miss these updates.
Conclusion
Checking your RBL credit card application status is a crucial process that can help you track the progress of your application. While checking your status, it is essential to avoid these mistakes. Ensure you know your reference number, check your email, check your status regularly, ensure your application meets the criteria, follow up with the bank, and use the online platform. Rectifying these mistakes will help you get your application status faster and help you secure an RBL credit card sooner than later.